Amplio Second Lien Loans

At Amplio, we’re committed to helping small businesses access the capital they need to grow, even when traditional SBA 504 financing isn’t the right fit. That’s why we offer Second Lien Loans, a flexible financing solution designed for projects that align with the spirit of SBA 504 lending but fall outside its eligibility criteria.

Not all owner-occupied commercial real estate or capital equipment projects qualify for SBA 504 loans. Some common scenarios include:

• The business does not occupy at least 51% of the real estate.
• The business structure or industry is not eligible under SBA 504 program rules.
• The project makes sense as a 504-style financed expansion, but specific criteria don’t quite align.

If your project falls into one of these situations, Amplio’s Second Lien Loan can provide the support you need to move forward. We can step in and provide second lien financing directly, offering:

• Loan amounts up to $150,000
• Financing for owner-occupied real estate or capital equipment
• A structure that mirrors many benefits of SBA 504 lending

Whether you’re updating equipment, expanding facilities or relocating your business, Amplio’s Second Lien Loan offers a practical path forward when SBA 504 loan eligibility limits your options. Contact one of our loan officers to learn more by using the form below.